If you've been in a not-at-fault car accident, there are some crucial steps you need to take to protect yourself and ensure that you get the compensation you deserve. Our Arkansas personal injury law firm wants to help you know everything you need to do after an accident.
The first thing to do is make sure that everyone involved is safe and that there are no severe injuries. Make sure everyone is safe by taking the following precautions:
- Move your vehicle away from the flow of traffic, if possible
- Turn on hazard lights
- Check for injuries
- Keep calm
Do not leave the premises if you find yourself in a hit-and-run situation. Additionally, do not chase after the at-fault driver as it can be dangerous.
Even if it's a minor accident and there are no injuries, you should still call the police. They will come to the scene and file a report. This report will be critical later if you decide to file an insurance claim or a personal injury lawsuit. The officer will ask each party questions about what occurred — be polite, concise, and honest.
Gather Information and Document the Scene
While waiting for law enforcement to arrive, exchange information with the at-fault driver. You will need to get details such as:
- name of all the parties involved in the accident,
- phone number,
- insurance company,
- policy number,
- driver's license number,
- license plate number, and
- contact information for any eyewitnesses.
It's also vital to take photos or videos of the accident scene and any damage to your vehicle. Also, remember to never admit fault. Saying "I'm sorry" can be construed as evidence of liability and be used as leverage against you.
Call Your Insurance Company
After gathering all of the necessary information, you will need to call your insurance company and file a claim. Frequently, policies require immediate reporting of an accident. Filing a claim with your insurance will help you receive assistance such as medical coverage much quicker.
Dealing with insurance companies, especially after a wreck, can be confusing and overwhelming. Luckily, a knowledgeable personal injury lawyer can handle all dealings with your insurance company and provide you with the support and guidance you will need. A personal injury lawyer will:
- Collect evidence to prove the severity of your injuries
- Handle all insurance negotiations to ensure a fair compensation
- Evaluate your case to determine the amount you may receive as a settlement
- Prepare for litigation in the case the defendant's insurance company does not offer an appropriate settlement amount
Simply having legal representation can make insurance companies take your claim more seriously and allow for a quicker process.
Seek Legal Representation
A car accident can have a significant impact not only on your health but also on your finances. At you will get the support you need from an experienced personal injury team as well as ensure you get the legal guidance and settlement you deserve. Don't wait to take action after an accident that wasn't your fault.
Contact us today through our website or give us a call at (501) 299-5963 to schedule your consultation!